What Should You Do When Your Identity Is Stolen: Learn 7 Important Steps
Notably, identity fraud has been on the rise and millions of people have been victims to it. The unfortunate thing with identity fraud is that the problem may be with us for quite some time. Therefore, it is good to be careful as you could as well fall into the trap of these fraudsters. The best thing is that there are essential steps you can always take to ensure that these fraudsters do not jeopardize your identity. These fraudsters can be dangerous and can even cause you financial losses. Fortunately, we have some ideas that can help you. Read This article to the very end and understand the important steps that one needs to take once their identity has been stolen.
For starters, you will need to inform companies of the incident. There is no harm in taking action really quick. It will be wrong for you to sit around and wiat to hear about fraudster activities. These people are fast. Thus, ensure that every relavant company knows about your identity theft. With the issue of account takeovers, it is easy for your card to get compromised. In the case where you call your card issuer, then they are in a position to act fast and prevent the fraudsters from accessing more information to jeopardize your affairs.
Also, ensure that you have filled a report with the Federal Trade Commission. They collect all information relating to stolen identity cases. Although they do not have the power to pursue criminal charges, they can provide essential information to law enforcement agencies to help in tracking down the criminals. When you need to file a report you just log in to their website. They will provide you with a recovery plan. You will then be issued with forms and letters helpful in filing a report with the police and also disputing fraudulent charges. view here for more
You also need to ensure that you file with the police. There will be documentation and the police can assist you. click here for more
Get the main credit bureaus to place a fraud alert on your card. Institutions will therefore be aware of chances of your card being compromised. Institutions will be better placed to identify that your card could be compromised. click here
Still, make a point of freezing your credit. No one can access your credit report if you do so. Again, call the main credit bureaus and make this request. . discover more
Always tighten the security of your accounts. Be creative with passwords and avoid having a single password for all accounts as it can become easy to guess. click for more
Finally, you could hire an identity theft attorney to boost your identity security.
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